国际贸易操作流程专业英语SectionIBusinessNegotiationUnit8Insurance 22页

国际贸易操作流程专业英语InternationalBusinessOperation SectionIBusinessNegotiationUnit8Insurance LearningObjectivesFollowingarethegoalsforthisunit.Readthemandconsideryourpersonalgoals.1.Tolearnaboutthreebasicinsurancecoverageofmarineinsurance.2.Tolearnaboutgeneralandspecialadditionalrisks.3.Tolearnaboutinsurancepolicyandinsurancecertificate.4.Tounderstandandbeabletousewordsandexpressionsrelatedtothetopicofinsurance.5.Topracticewritinglettersoninsurance. NotesonUsefulTerms1.insurancen.保险与insurance搭配表示投保常用的几种表示法：toarrangecovereffectprovidetakeoutinsuranceon(goodsordercontract)against(risk)for(amount)with(insurer)e.g.coverinsuranceWPA保水渍险coverinsuranceFPA保平安险coverinsuranceagainstallrisks保一切险coverinsuranceagainstwarriskrainandfreshwaterTPNDbreakageleakage保战争险淡水雨淋险偷盗、提货不着险破碎险渗漏险Wehavecoveredinsuranceonthe400casesofmedicalinstrumentfor110%oftheinvoicevalueagainstallriskswithPICC.2.PICC(People’sInsuranceCompanyofChina)中国人民保险公司3.openpolicy预约保险单 4.riskn.危险，风险在保险业务中PrincipleRisks基本险，包括：FPA(FreefromParticularAverage)平安险WPA(WithParticularAverage)水渍险AllRisks一切险/综合险riskv.冒……的危险Wedonotwishtoriskmissingtheonlysteameravailablethismonth.riskyadj.冒险的，危险的Buyersconsiderittooriskytobuylargequantitiesatpresent.5.premiumn.保险费Theriskiscoverableatapremiumof2%.Sincethepremiumvarieswiththeextentofinsurance,theextrapremiumisforbuyer’saccount,shouldadditionalrisksbecovered. 6.debitv.记入借方Wehavedebited(credited)you(youraccount)withthisamount.Wehavedebited(credited)thisamounttoyouraccount.debitnote借方通知creditnote贷方通知Pleasedebit(credit)ourNo.109accountwiththeproceedsafterdeductingyourcharges.7.forsb’saccount=onone’saccount由……支付，由……负担Theextrachargesaretobeforouraccount. 8.coverv.保险，投保，(宾语可为货物/险别/被保险人和insurance)WeshallcoverinsuranceWPA(FPA).Weshallcoverallrisksforyou.Weshallcoverthegoodsagainstallrisk.Theinsurancepolicycoversusagainstbreakage.coverableadj.可投保的，可承保的Pleaseletusknowthepremiumatwhichbreakageiscoverablebytheinsureronyourside.coveragen.保险范围Regardinginsurance,thecoverageisfor110%oftheinvoicevalueuptotheportofdestinationonly.9.surveyv.调查，检查，鉴定Thegoodsweresurveyedimmediatelyafterloading.surveyn.调查，核查，鉴定surveyreport检验报告 LanguageFocusI.TradeTerms1.insurance保险2.coverinsurance投保3.insure保险，投保4.freefromParticularAverage平安险5.withParticularAverage水渍险6.AllRisks一切险7.insurancepolicy保险单8.insurancecertificate保险凭证9.ActualTotalLoss实际全损10.ConstructiveTotalLoss推定全损 LanguageFocusI.TradeTerms11.PartialLoss部分损失12.GeneralAverage共同海损13.ParticularAverage单独海损14.coverinsurance投保15.openpolicy预约保单16.insurancepremium保险费17.insurancecoverage保险范围18.insuranceagent保险代理人19.underwriter保险商20.Theft,Pilferage,&Non-DeliveryRisks偷窃，提货不着险 LanguageFocusI.TradeTerms21.Freshand/onRainWaterDamageRisks淡水雨淋险22.RiskofShortage短量险23.Intermixture&ContaminationRisks混杂，玷污险24.RiskofLeakage渗漏险25.Clash&BreakageRisk碰损，破碎险26.Sweating&HeatingRisks受潮受热险27.RustRisks或RiskofRust锈损险28.WarRisk战争险29.StrikeRisk罢工险30.SRCC(Strike,RiotsandCivilCommotions)罢工暴动民变险31.franchise免赔率32.warehousetowarehouseclause仓至仓条款 II.FunctionalSentences1.ForCIFtransactions,weusuallyeffectinsurancefor110%oftheinvoicevalue.2.Theunderwritersareresponsiblefortheclaimasfarasitiswithinthescopeofcover.3.Pleaseseetoitthattheabove-mentionedgoodsshouldbeshippedbeforethe15Mayandthatshipmentshouldbecoveredfor120%ofinvoicevalueagainstAllRisk.4.Weknowthataccordingtoyourusualpractice,youinsurethegoodsonlyfor10%abovetheinvoicevalue,thereforetheextrapremiumwillbeforouraccount.5.Theextentofinsuranceisstipulatedinthebasicpolicyformandinthevariousriskclauses. 6.Thesekindsofriskssuityourconsignment.7.Thepremiumistobechargedtotheconsignee,togetherwithallexpensesofforwarding,andwillbepaidbythemonpresentationofdocumentsbyyouragents.8.WillyoupleasearrangetotakeoutAllRisksinsuranceforusonthefollowingconsignmentfromourwarehouseattheaboveaddresstoBoston?9.Canyouissueanopenpolicyfor,say,USD21,000atarateofabout1%ongeneralshipmentsbyapprovedvesseltoJapan?10.Weshallprovidesuchinsuranceatyourcost.WeshalleffectinsuranceagainstAllRisks,asrequested,chargingpremiumandfreighttotheconsignees. 11.Premiumwillbeaddedtoinvoiceamounttogetherwithfreight.12.Incompliancewithyourrequest,wehaveissuedourEndorsementNoAB/201tothiseffecttogetherwiththerelevantdebitnoteforanadditionalpremiumofUSD200.13.Thiskindofadditionalriskiscoverableat2‰.14.FortransactionsconcludedonCIFbasis,weusuallyeffectinsurancewithPICCagainstAllRisks,asperOceanMarineCargoClausesofPICCdated1January,1981.15.Ifahigherpercentageisrequired,wemaydoaccordingly,butyouhavetobeartheextrapremiumaswell. 16.Ifanydamageoccurs,youmayputinaclaimwithin30daysafterthearrivaloftheconsignment.17.Ifyourequireadditionalcoverage,theextrapremiumshallbebornebyyourselves.18.Ourinsurancecompanyisenjoyinghighprestigeinsettlingclaimspromptlyandequitably,wesuggestyoudobusinesswithusonCIFbasisandleavetheinsurancetobeaffectedbyus.19.Whatistheinsurancepremium？20.Theclaimshouldbesupportedbysufficientevidence.TheSurveyReportissuedbytheChinaInspectionBureauwillbetakenasfinalandbindinguponbothparties. ExercisesBasicTrainingI.Choosethebestanswer.1.Please_____usyourlowestpricesforbothmen’sandwomen’swinterjackets.A.offerB.quoteC.supplyD.make2.Please_____us500glassvasesCIFQingdao,China.A.offerB.quoteC.supplyD.make3.Thisisourbestprice,_____whichwehavealreadyconcludedseveraltransactionswithyourcompetitors.A.inB.ofC.atD.with4.Enclosedpleasefindourquotationsheet_____differentsizesandcolorsofourbanners.A.coveringB.coveredC.coversD.cover5.Sellersprefertowaittillthepricegoes_____.A.downB.stablyC.upD./CACAB ExercisesBasicTrainingI.Choosethebestanswer.6.Ifyoudesireto_____yourgoodsagainstAllRisks,wecanprovidesuchcoverage.A.guaranteeB.guardC.coverD.protect7.Shouldanydamage_____,youmayfileyourclaim.A.incurB.incurredC.incurringD.beincurred8.Wewilleffectinsurance_____AllRisksasrequested.A.forB.againstC.byD.with9.Weshallbepleasedifyouwillarrangetoinsurethegoods______ourbehalf_____invoicevalueplus10%.A.on…atB.to…atC.to…withD.on…with10.Whatdoyourinsuranceclauses_____?A.coverageB.hasC.hadD.coverCDBAD ExercisesII.TranslatethefollowingsentencesintoChinese.Insurancebrokersaregenerallymorefamiliarwiththetechnicalitiesofthebusinessofinsurance.WearepleasedtoinformyouthatwehaveinsuredtheaboveshipmentwiththePeople’sInsuranceCompanyagainstWarRisk.3.Ourinsurancecompanyisastate-operatedenterpriseenjoyinghighprestigeandhasagentsinallmainportsandregionsoftheworld.保险经纪人通常较为熟悉保险业务的技术问题。我们很高兴通知你方，我们已向中国人民保险公司为上述货物投保了战争险。我们的保险公司是国营企业，享有很高的声誉，并在全世界各主要港口和地区有代理。 ExercisesII.TranslatethefollowingsentencesintoChinese.PleasequoteyourrateforanAll-RiskspolicyforUSD150,000tocovershipmentof1,000setsof“National”BrandRefrigerator,fromCantontoLondon.Pleasereplywhetherwearetoinsuretheaboveshipment.Ifweshould,againstwhatrisk?6.WeleavetheinsurancearrangementstoyoubutwewishtohavethegoodscoveredagainstFreshWaterDamage.请开出150 000美金的保险单，从广州装船，到达伦敦港口的1000台松下电冰箱的一切险费用。。请告知我方是否要对上述货物投保。如果是，投保哪种险别？保险事宜由你方安排，但希望该货保淡水雨淋险。 ExercisesII.TranslatethefollowingsentencesintoChinese.Canyouissueanopenpolicyfor,say$26,000atarateabout1%ongeneralshipmentsbyapprovalvesseltoKobe,Japan?8.Asusual,thegoodshavebeeninsuredonW.A.terms.Premiumwillbeaddedtoinvoiceamounttogetherwithfreightcharges.你们能否按1%左右保险费对核准的船只运往日本神户的杂货金额约26 000美元开具预约保单？。按通常习惯，货已保水渍险。保险费连同运费合并在发票金额之内。 ExercisesIII.TranslatethefollowingsentencesintoEnglish.如果保险公司接受，可以安排投保综合险及战争险以外的险别，但额外保费由买方支付。关于保险，按发票金额110%投保到目的港为止。3.承保上述货物综合险，包括战争险的现行费率是0.5%。。RisksotherthanAllRisksandWarRiskcanbearrange,iftheinsurancecompanyaccepts,buttheextrapremiumshouldbebornebythebuyer.Regardinginsurance,thecoverageisfor110%ofinvoicevalueuptotheportofdestination.OurpresentpremiumfortheproposedshipmentagainstAllRisksincludingWarRiskis0.5%. ExercisesIII.TranslatethefollowingsentencesintoEnglish.当客户无明确要求时，我们一般投保水渍险和战争险。若你方愿投保综合险，我们可办理，但保险费稍高些。6.关于我公司3306号订单按CIF条款订购的200台电脑，我们希望你方投保一切险。GenerallywecoverinsuranceWPAandWarRiskintheabsenceofdefiniteinstructionsfromourclients.IfyoudesiretocoverAllRisks,wecanprovidesuchcoverageataslightlyhigherpremium.ReferringtoourOrderNo.3306for200computersonCIFbasis,wewishyoutoarrangeAllRisksinsuranceforus. ExercisesIII.TranslatethefollowingsentencesintoEnglish.兹确认收到你方3月6日来函，要求我方将标题货物以发票金额的130%投保。8.如你方愿意，我们也可以受理更广的保险范围，条件是额外保费由你方负担。WeacknowledgethereceiptofyourletterdatedMarch6,requestingustoeffectinsuranceonthecaptionedshipmentfor130%oftheinvoicevalue.Ifyoudesire,wecanarrangebroadercoverageonconditionthattheextrapremiuminvolvedisforyouraccount.